Boat/Watercraft Insurance
Boats and Jet Skis are fun. But they also come with a big responsibility. Whether yours is made for fishing, cruising, skiing, tubing or wakeboarding, it is important to understand your coverage options.
Understanding Boat Insurance in Texas
Boat insurance has its similarities with auto insurance. At its most basic, it covers your liability if you are responsible for injuries or damage. From there you can add coverage for physical damage to the boat and its various aspects, such as motors, contents and trailers. At ANI Texas, we will help you understand the different coverages and associated costs, so that you get what you need.
Is it Required?
Simply put, Texas law does not require you to carry boat insurance. However, if you purchase a boat with a loan, your lender will most likely require that you have it.
Even those that do not have loans or have an older boat that the owner is not concerned about covering, boat liability coverage is an important coverage to consider. If someone is injured in your boat, or you mistakenly do damage to another boat or a dock, you could be responsible for paying for those.
If you want to enjoy your boat or jet ski, knowing you are covered, you need the right policy. Call ANI Texas today and we will help you find what is right for you.
