Umbrella Insurance
You have worked diligently and accumulated a significant amount of assets. You want peace of mind knowing that they are protected if you become the target of legal action. As independent agents, we offer insurance from the best carriers around. We are experienced in serving all your insurance needs and will be happy to explain the benefits of umbrella insurance to you and how it fits your individual situation.
What is Umbrella Insurance?
The simple answer is that it is excess liability insurance coverage above and beyond your home and auto coverage. It adds an additional wall of protection for your assets.
When you have accumulated assets, they can become vulnerable to legal action. Someone can sue you because of an auto accident, getting injured while visiting your home, or even an unfortunate encounter with your pet at the dog park. Your home and auto insurance cover for some of these liabilities, but may reach their limit, leaving you responsible for the rest. That is when an umbrella policy comes into play. If you injure someone in a car accident and they can no longer work and provide an income for their family, your auto policy will likely reach its maximum limit. Having an umbrella policy provides an extra wall of protection so you do not have to liquidate your assets to pay that lost income. That is just one example out of many possible situations.
We want to make sure our clients sleep well at night, knowing they have financial protection for what they have worked so hard to build.
Call ANI Texas for a no-obligation discussion to find out just how affordable it is to get millions of dollars of coverage. You’ll be glad you did.
